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About

Our Challenge

There are not enough houses of any type at the appropriate price points. 1 in 5 home owners and half of renters are cost burdened and that an additional 26,900 homes and apartments affordable to low and moderate income households are needed to keep those statistics from worsening.

San Antonio is expected to grow by one million more residents by 2040. We welcome the new growth and, like many cities around the world, need new resources and strategies to meet the housing needs that come with it.

Our Goals

The City of San Antonio has dedicated historic new resources to housing since the Mayor’s Housing Policy Framework was adopted in 2018. Our goals are to:

  • Develop a coordinated housing system
  • Increase city investment in housing
  • Increase production, rehabilitation, and preservation of housing affordable to low and moderate income households
  • Increase production, rehabilitation, and preservation of housing affordable to low and moderate income households
  • Ensure accountability to the public
Our Progress

The City of San Antonio is committed to tracking and communicating our progress to the community. The dashboard contains multiple tools to explore the work being done to meet our community’s low- and moderate-income housing needs.

Our Programs

Learn about and apply for COSA programs below:

Resources for Renters, Prospective Home Buyers, and Home Owners

building affordable housing

Programs

San Antonio Housing Trust (SAHT):
The SAHT programs support the development of affordable housing through three mechanisms; a trust fund, a finance corporation with the bond issuing authority, and public facility corporation. Taken together, these programs have supported the development of over 3,100 affordable apartments since 1990. All programs are overseen by a non-profit whose board is includes five city council members.

RenewSA:
RenewSA is a program to identify and rehabilitate vacant, neglected and underutilized properties for affordable housing.

Neighborhood Improvements Bond:
The Neighborhood Improvements Bond was passed by voters in 2017 for the purpose of acquiring and remediating land for affordable single- or multi-family development in 12 select areas.

Housing Development Incentives (CCDO):
The City’s Center City Development Office administers an incentive program to waive development fees and water system impact fees Incentives require that housing developed be affordable to households at 60 and-80% AMI for rental units and up to 120% AMI for for-sale units. Additional tax rebates and infrastructure grants are also available to for downtown developments that include ten percent affordable units.

Tax Increment Financing (TIF):
The City uses TIF to encourage development in areas where the market traditionally has not reached by leveraging the future value of private investment to finance needed public improvements. The policy focuses on encouraging inner-city development while preventing and minimizing displacement of people.

Home Repair Programs:
The City supports homeowners with low- and moderate-incomes maintain and repair aging or non-code compliant properties. Our Green and Healthy Homes initiative provides assistance to single- and multi-family property owners in creating healthy, energy efficient, sustainable homes for families with children. Our Minor Home Repair program addresses health and safety issues such as plumbing, electrical, non-working utilities, broken windows, damaged doors and other items. Households living in properties needing substantial repairs may qualify for owner-occupied rehabilitation which provides deferred forgivable loans or the Under 1 Roof program which replaces warn and damaged roofs with energy efficient roofs.

Neighborhood Engagement:
The Neighborhood Engagement Team liaises with and supports over 350 neighborhood, community, and homeowner associations. The signature program is the Neighborhood Leadership Academy, a free, interactive course to help residents become effective neighborhood leaders. The the six month program currently has 85 emerging leaders who are set to graduate in June.

Fair Housing:
Our Fair Housing Team’s goal is to help households maintain housing stability through counseling, mediation, and other supports. The team provides low- and moderate- income households facing eviction with financial assistance for rent and utilities or relocation. Recently the team relocated 51 households who were forced to relocate from a multi-family development after a code enforcement action against owner.

Down-payment Assistance:
Our Homeownership Incentive Program (HIP) provides low or no interest loans of up to $12,000 to be used for a down-payment on a first home. After ten years, 75% of the loan is forgiven.

Coordinated Housing System:
The Coordinated Housing & Policy division of NHSD was established in fall of 2018 following the adoption of San Antonio’s Housing Policy Framework. The division is beginning to implement the recommendations laid out in the report including coordinating local housing and community development organizations to effectively work around shared goals. Most recently, the division led a public engagement effort around relocation assistance for households that are forced to move and those discussions inspired the application to this initiative.

Instructions

Filter reports by selecting data in each visualization. Hovering over data elements will display additional data. The data filter at the bottom of the dashboard can be used to filter the data by various categories. To select more than one data filter at a time, use the 'Ctrl' key. The dashboard includes four reports. Use the arrow keys at the bottom of the dashboard to scroll through the reports. View the Dashboard.

Dashboard

The data presented in the dashboard below reflect all projects operating or in development as of June 1, 2019. The projected number of affordable housing projects and units are estimates and are subject to change.

Reference

Definitions
Affordable Housing: Housing is affordable when no more than 30% of household income goes to housing costs. Affordable Housing serves families earning less than 80% of the area median income.
Area Median Income: Area median income (AMI) is the midpoint, or middle, of a region’s income distribution. It is determined by the US Department of Housing & Urban Development (HUD). For a family of four in San Antonio, the AMI is $71,000. 80% AMI is $56,800. View HUD’s most recent income limits documentation.
Family & Individual Units: Housing units whose occupancy is not restricted income alone; not by age, disability, or other special needs.
Multi-Family: A development of more than four units, attached or detached, on a single lot. Each unit is captured individually by the dashboard.
Single-Family: A development of less than four units, attached or detached, on a single lot. Each unit is captured individually by the dashboard.
Older Adult Units: Housing units whose occupancy is restricted by age; typically one household member must be at least 55 or 62 years old.